What Is Insurance?

Insurance is a contract, represented by a policy, in which a policyholder receives financial protection or reimbursement against losses from an insurance company. The company pools clients’ risks to make payments more affordable for the insured. Most people have some insurance: for their car, their house, their healthcare, or their life.

Insurance policies hedge against financial losses resulting from accidents, injury, or property damage. Insurance also helps cover costs associated with liability (legal responsibility) for damage or injury caused to a third party.

How Insurance Works

Many insurance policy types are available, and virtually any individual or business can find an insurance company willing to insure them—for a price. Common personal insurance policy types are auto, health, homeowners, and life insurance. Most individuals in the United States have at least one of these types of insurance, and car insurance is required by state law.

Businesses obtain insurance policies for field-specific risks, For example, a fast-food restaurant's policy may cover an employee's injuries from cooking with a deep fryer. Medical malpractice insurance covers injury- or death-related liability claims resulting from the health care provider's negligence or malpractice. A company may use an insurance broker of record to help them manage the policies of its employees. Businesses may be required by state law to buy specific insurance coverages.2


Types of Insurance

There are many different types of insurance. Let’s look at the most important.

Health Insurance

Health insurance helps cover routine and emergency medical care costs, often with the option to add vision and dental services separately. In addition to an annual deductible, you may also pay copays and coinsurance, which are your fixed payments or percentage of a covered medical benefit after meeting the deductible. However, many preventive services may be covered for free before these are met.

AIIMS MBBS Question Papers [1998-2019] With Solution

AIIMS – All India Institute of Medical Sciences. Due to AIIMS MBBS Previous Year Question Papers and sample papers, Students will be able to know which type of questions will be asked in the AIIMS entrance exam. AIIMS question papers with solutions are available with separate answer keys on Vision Papers.

Solving the AIIMS question papers is that it allows candidates to know the exam pattern and time management. By Solving the AIIMS question papers, Students can know about which types of questions asked in AIIMS Previous Year Question Papers.

Preparation for AIIMS should practice with downloaded AIIMS solved question papers. So AIIMS Previous year question paper with solutions are available on Vision Papers. Vision Papers Provides AIIMS question papers pdf for practice purposes. AIIMS Mock Test.

AIIMS Solved previous year question papers with solutions pdf free download. It is not difficult to get the last 10 years and 5 years AIIMS question papers with solutions in PDF. Students can download AIIMS Question Papers on Vision Papers.

AIIMS MBBS Question Papers

No.Question PapersDownload
1.AIIMS Question Paper 1998Download
2.AIIMS Question Paper 1999Download
3.AIIMS Question Paper 2000Download
4.AIIMS Question Paper 2001Download
5.AIIMS Question Paper 2002Download
6.AIIMS Question Paper 2003Download
7.AIIMS Question Paper 2004Download
8.AIIMS Question Paper 2005Download
9.AIIMS Question Paper 2006Download
10.AIIMS Question Paper 2007Download
11.AIIMS Question Paper 2008Download
12.AIIMS Question Paper 2009Download
13.AIIMS Question Paper 2010Download
14.AIIMS Question Paper 2011Download
15.AIIMS Question Paper 2012Download
16.AIIMS Question Paper 2013Download
17.AIIMS Question Paper 2014Download
18.AIIMS Question Paper 2015Download
19.AIIMS Question Paper 2016Download
20.AIIMS Question Paper 2017Download
21.AIIMS Question Paper 2018Download
22.AIIMS Question Paper 2019Coming
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