What Is Insurance?

Insurance is a contract, represented by a policy, in which a policyholder receives financial protection or reimbursement against losses from an insurance company. The company pools clients’ risks to make payments more affordable for the insured. Most people have some insurance: for their car, their house, their healthcare, or their life.

Insurance policies hedge against financial losses resulting from accidents, injury, or property damage. Insurance also helps cover costs associated with liability (legal responsibility) for damage or injury caused to a third party.

How Insurance Works

Many insurance policy types are available, and virtually any individual or business can find an insurance company willing to insure them—for a price. Common personal insurance policy types are auto, health, homeowners, and life insurance. Most individuals in the United States have at least one of these types of insurance, and car insurance is required by state law.

Businesses obtain insurance policies for field-specific risks, For example, a fast-food restaurant's policy may cover an employee's injuries from cooking with a deep fryer. Medical malpractice insurance covers injury- or death-related liability claims resulting from the health care provider's negligence or malpractice. A company may use an insurance broker of record to help them manage the policies of its employees. Businesses may be required by state law to buy specific insurance coverages.2

Types of Insurance

There are many different types of insurance. Let’s look at the most important.

Health Insurance

Health insurance helps cover routine and emergency medical care costs, often with the option to add vision and dental services separately. In addition to an annual deductible, you may also pay copays and coinsurance, which are your fixed payments or percentage of a covered medical benefit after meeting the deductible. However, many preventive services may be covered for free before these are met.

GTU Information Technology (IT) Syllabus 1st Year Sem 1, 2 Download

GTU Syllabus 1st Sem Information Technology – From this article, you can download GTU Information Technology – IT 1st-year sem 1 and sem 2 all subjects 2022-2023 latest syllabus.

GTU 2nd Sem Information Technology Syllabus – From this article, you can download the GTU Information Technology or IT 1st-year sem 2 latest 2022-2023 syllabus.

GTU Information Technology Syllabus Sem 1 & Sem 2

*L=lectures, T=tutorial, P=Practical, E=TheoryExternal, M=TheoryInternal, I=Practical Internal, V=Practical External, ESE – End Semester Examination, PA – Progressive Assessment
Effective from: 2018-2019

SubCodeKnown AsSubject NameCreditsCategoryTeaching SchemeExamination MarksTotal
LTPTheory MarksPractical Marks
Viva (V)
3110001ChemistryChemistry4Basic Science (Elective)30270302030150
3110002EnglishEnglish3Humanities and Social Science20270302030150
3110003PPSProgramming for Problem Solving4Engineering Science30270302030150
3110005BEEBasic Electrical Engineering4Engineering Science30270302030150
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3110006BMEBasic Mechanical Engineering4Engineering Science30270302030150
3110007ESEnvironmental Science0Mandatory220703000100
3110012WorkshopWorkshop/Manufacturing Practices2Engineering Science004002080100
3110013EGDEngineering Graphics & Design4Engineering Science20470302030150
3110014Maths-IMathematics-I5Basic Science320703000100
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3110015Maths-IIMathematics-II5Basic Science320703000100
3110016BEBasic Electronics4Engineering Science30270302030150
3110017Induction Program0Mandatory00000000
3110018Physics – IIPhysics Group – II4Basic Science (Elective)30270302030150

GTU BE Information Technology Syllabus

No.GTU Information Technology Syllabus [All Semester]
1.IT Sem 1 & 2 Syllabus GTU
2.IT Sem 3 Syllabus GTU
3.IT Sem 4 Syllabus GTU
4.IT Sem 5 Syllabus GTU
5.IT Sem 6 Syllabus GTU
6.IT Sem 7 Syllabus GTU
7.IT Sem 8 Syllabus GTU

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