What Is Insurance?

Insurance is a contract, represented by a policy, in which a policyholder receives financial protection or reimbursement against losses from an insurance company. The company pools clients’ risks to make payments more affordable for the insured. Most people have some insurance: for their car, their house, their healthcare, or their life.

Insurance policies hedge against financial losses resulting from accidents, injury, or property damage. Insurance also helps cover costs associated with liability (legal responsibility) for damage or injury caused to a third party.

How Insurance Works

Many insurance policy types are available, and virtually any individual or business can find an insurance company willing to insure them—for a price. Common personal insurance policy types are auto, health, homeowners, and life insurance. Most individuals in the United States have at least one of these types of insurance, and car insurance is required by state law.

Businesses obtain insurance policies for field-specific risks, For example, a fast-food restaurant's policy may cover an employee's injuries from cooking with a deep fryer. Medical malpractice insurance covers injury- or death-related liability claims resulting from the health care provider's negligence or malpractice. A company may use an insurance broker of record to help them manage the policies of its employees. Businesses may be required by state law to buy specific insurance coverages.2

Types of Insurance

There are many different types of insurance. Let’s look at the most important.

Health Insurance

Health insurance helps cover routine and emergency medical care costs, often with the option to add vision and dental services separately. In addition to an annual deductible, you may also pay copays and coinsurance, which are your fixed payments or percentage of a covered medical benefit after meeting the deductible. However, many preventive services may be covered for free before these are met.

Gujarat Board 12th Commerce Papers [2015-2023] With Solution

GSEB 12th Commerce Question Papers 2015 to 2019, 2020, 2021, 2022 & 2023. 12th Commerce Account, Statistics, Economics, BA (Organization of Commerce and Management), Secretarial Practice (SPCC), Gujarati & English subjects question papers PDF download.

Also, see: GSEB 12th Commerce 2022 Blueprint (Latest)

GSEB 12th Commerce Papers

As a result of practising the GSEB 12th Commerce board, the previous year’s question papers can provide you with the concept of the examination paper pattern and also the marking scheme.

1.GSEB 12th Commerce Account Papers (2018-2023)
2.GSEB 12th Commerce Statistics Papers (2018-2023)
3.GSEB 12th Commerce Economics Papers (2018-2023)
4.GSEB 12th Commerce BA Papers (2018-2023)
5.GSEB 12th Commerce Gujarati Papers (2018-2023)
6.GSEB 12th Commerce English Papers (2018-2023)
7.GSEB 12th Secretarial Practice (SPCC) Papers (2018-2023)
8.GSEB 12th Commerce Computer Papers (2015-2023)

Also, see: GSEB 12th Commerce 2022 Blueprint (Latest)

Are you looking for GSEB 12th Commerce 2018, 2019, 2020, 2021, 2022, 2023 old Years Question Papers? So you came to the right place. I’m sure you’ve visited a lot of sites. But you haven’t found all-year papers on any of the sites. VisionPapers.in is the first site on the Internet that provided the 12th Commerce Papers.

GSEB 12th Commerce 2023 Question Paper

Solving these papers will help you in the exam. Here, you can find HSC 12th Commerce Gujarati, Hindi, and English Medium 2019, 2020, 2021, 2022, 2023 Question Papers PDFs.

To get good marks in the Gujarat board 12th Commerce papers exam students should practice the Gujarat Board or GSEB 12th Commerce Previous Year Paper Gujarati Medium or English Medium. GSEB 12th Commerce March, July 2019, 2020 Question Paper.

It’s additionally suggested to solve the Gujarat Board 12th Commerce previous year question papers by keeping an eye on the timer. Students should try and solve the question papers at a particular point in time as a result of solving the question paper within the mentioned time period will assist them to manage their time in the board exam.

Gujarat Board 12th Commerce Papers Gujarati, English Medium, GSEB 12th Commerce 2019 Question Paper

Also, See: 12th Science Question Paper Gujarat Board PDFs

Last 5 and 10 Years GSEB 12th Commerce Papers

The GSEB Class 12th Board Commerce Exams Papers. There are several massive no. of students per annum who give the exam and prepare themselves in the best way to be ready for the exam. The Gujarat Board 12th Commerce Papers are conducted in three mediums that include – English, Gujarati, and Hindi medium.

Quick Info Table

Education BoardGSEB – Gujarat Secondary and Higher Secondary Education Board
Paper Available For Download2018, 2019, 2020, 2021, 2022, 2023 – March, July
DownloadGSEB HSC Commerce Papers Gujarati, English Medium
GradeHSC – Higher Secondary School Certificate
Standard12th Commerce
Exam MonthMarch (Every Year)
Official WebsiteGseb.org or

GSEB 12th Commerce 2019, 2020, 2021, 2022, 2023 Question Paper

GSEB HSC 12th Commerce Paper in Gujarati and English Medium. The students as per their pertinence selected the medium and give the exam within the best method. Gujarat twelfth Board Commerce Previous Papers Gujarati and English mediums are provided below for the various subjects in order can download as per the necessity. The papers can help to boost yourself for the examination.

12th Commerce Papers in Gujarati PDFs Download

GSEB 12th Commerce Question Paper Gujarati and English Medium. Last 5 and 10 Years GSEB 12th Commerce Exam Papers in Gujarati and English. Provided of the last years that you’ll be able to download and observe with full sincerity. The students will download the individual subject papers as they need. These may be utilized to the most effective of practice and then are verified very fruitfully to all students.

By solving the Class 12 Commerce Previous Year Question Paper and GSEB 12th Board Commerce question paper, students will be able to know the exam pattern, marking scheme, time management, and important topics and questions asked in the exam.


  1. Where can I get GSEB 12th Commerce 2018, 2019, 2020, 2021, 2022, 2023 Question Papers PDF?

    GSEB 12th Commerce 2018, 2019, 2020, 2021, 2022, 2023 Question Papers PDF are Available on VisionPapers to Prepare well for the exam.

  2. Where can I get GSEB 12th Commerce Account, Statistics, Economics, BA, Gujarati, English, and Computer Question Papers?

    In this article, all 12th Commerce Question Papers – Account, Statistics, Economics, BA, Gujarati, English, Computer PDFs Download Links Available.

  3. Where can I get GSEB 12th Commerce Question Papers?

    All GSEB 12th Commerce Question Papers PDFs are available on VisionPapers. To Download 12th Commerce Papers. Click Here.

  4. How to Download the Last 5-Year GSEB 12th Commerce Papers?

    Last 5 Years 12th Commerce Papers PDFs Download Links available in this Article.

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38 thoughts on “Gujarat Board 12th Commerce Papers [2015-2023] With Solution”

  1. Hello sir mujhe commerce ke sare paper chahie 2018 se 2022 Tak paper chahie English medium ka Gujarat board NCERT subject account statics economics OC Hindi English computer in sare paper chahie please sir

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