What Is Insurance?

Insurance is a contract, represented by a policy, in which a policyholder receives financial protection or reimbursement against losses from an insurance company. The company pools clients’ risks to make payments more affordable for the insured. Most people have some insurance: for their car, their house, their healthcare, or their life.

Insurance policies hedge against financial losses resulting from accidents, injury, or property damage. Insurance also helps cover costs associated with liability (legal responsibility) for damage or injury caused to a third party.

How Insurance Works

Many insurance policy types are available, and virtually any individual or business can find an insurance company willing to insure them—for a price. Common personal insurance policy types are auto, health, homeowners, and life insurance. Most individuals in the United States have at least one of these types of insurance, and car insurance is required by state law.

Businesses obtain insurance policies for field-specific risks, For example, a fast-food restaurant's policy may cover an employee's injuries from cooking with a deep fryer. Medical malpractice insurance covers injury- or death-related liability claims resulting from the health care provider's negligence or malpractice. A company may use an insurance broker of record to help them manage the policies of its employees. Businesses may be required by state law to buy specific insurance coverages.2

Types of Insurance

There are many different types of insurance. Let’s look at the most important.

Health Insurance

Health insurance helps cover routine and emergency medical care costs, often with the option to add vision and dental services separately. In addition to an annual deductible, you may also pay copays and coinsurance, which are your fixed payments or percentage of a covered medical benefit after meeting the deductible. However, many preventive services may be covered for free before these are met.

GSEB 12th Commerce Computer Papers PDF (2015-2023)

GSEB 12th Commerce Computer Question Papers – Every year the Gujarat board conducts the 12th commerce exam in the month of March.

Also, See: GSEB 12th Commerce Papers

Approximately 1 lakh+ students appear in the Gujarat Board GSEB HSC 12th Commerce Computer Exam every year. To get good marks in the 12th commerce exam students should practice the Previous Year Question Papers. Here You can find the 12th Commerce Computer 2015, 2016, 2017, 2018, 2019, 2020, 2021, 2022, and 2023 Question Papers PDF.

GSEB 12th Commerce Computer Papers PDF

YearMonthDownloadAnswer Key
2015MarchDownload (Guj)Included
Download (Eng)Included
2016MarchDownload (Guj)Included
Download (Eng)Included
2017MarchDownload (Guj)Included
Download (Eng)Included
2018MarchDownload (Guj)
Download (Guj)
Download – Eng
2018JulyDownload (Eng)
2019MarchDownload (Guj)
Download (Eng)
Download (Eng)
Download (Hindi)
2020MarchDownload (Guj)
Download (Eng)
OctoberDownload (Guj)
2021MayMass Promotion
JulyDownload (Guj)
Download (Eng)
2022MarchDownload (Set-A) (Eng)
Download (Set-C) (Eng)
Download (Set-D) (Eng)Answers
Download (Guj)Answers
2023MarchDownload (Guj)
Upload Papers That are Not Available Here and Earn Money

GSEB STD 12 Commerce/Arts Computer Question Papers. To score the best marks in the Class 12 exam, one should solve the previous year’s question papers of HSC Commerce Computer Paper. As a result of practising the GSEB HSC STD 12 Arts & Commerce Computer Question Papers PDF, it can provide you with a concept of the examination paper pattern and also the marking scheme.

12th General Stream Papers GSEB (Commerce-Arts)

No.GSEB 12 Commerce Past Year Papers
1.GSEB 12th Commerce Account Papers
2.GSEB 12th Commerce Statistics Papers
3.GSEB 12th Commerce Economics Papers
4.GSEB 12th Commerce BA Papers
5.GSEB 12th Commerce Gujarati Papers
6.GSEB 12th Commerce English Papers
7.GSEB 12th Secretarial Practice (SPCC) Papers
8.GSEB 12th Commerce Computer Papers
No.GSEB 12 Arts Past Year Papers
1.GSEB 12th Psychology Papers
2.GSEB 12th Geography Papers
3.GSEB 12th History Papers
4.GSEB 12th Philosophy Papers
5.GSEB 12th Gujarati Papers
6.GSEB 12th Sociology Papers
7.GSEB 12th Economics Papers
8.GSEB 12th Computer Papers
9.GSEB 12th English Papers
GSEB Gujarat Board 12th Commerce Computer Question Papers PDF

Gujarat Board 12th Computer Papers PDF (General Stream)

BoardGujarat Board
StreamGeneral (Commerce, Arts)
Paper Available For Download2015, 2016, 2017, 2018, 2019, 2020, 2021, 2022
Official WebsiteGseb.org

GSEB HSC 12th Commerce Arts Computer Question Papers. The students as per their pertinence selected the medium and give the exam within the best method. Gujarat twelfth Board Previous Years Papers are provided below for the various Years in order can download them as per necessity. The papers can help you to boost yourself for the Commerce Computer examination.

If you found any problems or Download Links that did not work then Comment below. We are always happy to help you.


  1. How can I get GSEB Past Year 12th Commerce/Arts Computer Papers PDFs?

    In This Post, You can Download All GSEB 12th Computer Question Papers PDFs

  2. Where can I get GSEB 12th Commerce Previous Year All Subjects Question Papers PDF?

    Gujarat Board 12th Commerce Papers are Available on VisionPapers.

  3. Where can I get GSEB 12th Arts Previous Year All Subjects Question Papers PDF?

    Gujarat Board 12th Arts Papers are Available on VisionPapers.

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