What Is Insurance?

Insurance is a contract, represented by a policy, in which a policyholder receives financial protection or reimbursement against losses from an insurance company. The company pools clients’ risks to make payments more affordable for the insured. Most people have some insurance: for their car, their house, their healthcare, or their life.

Insurance policies hedge against financial losses resulting from accidents, injury, or property damage. Insurance also helps cover costs associated with liability (legal responsibility) for damage or injury caused to a third party.

How Insurance Works

Many insurance policy types are available, and virtually any individual or business can find an insurance company willing to insure them—for a price. Common personal insurance policy types are auto, health, homeowners, and life insurance. Most individuals in the United States have at least one of these types of insurance, and car insurance is required by state law.

Businesses obtain insurance policies for field-specific risks, For example, a fast-food restaurant's policy may cover an employee's injuries from cooking with a deep fryer. Medical malpractice insurance covers injury- or death-related liability claims resulting from the health care provider's negligence or malpractice. A company may use an insurance broker of record to help them manage the policies of its employees. Businesses may be required by state law to buy specific insurance coverages.2

Types of Insurance

There are many different types of insurance. Let’s look at the most important.

Health Insurance

Health insurance helps cover routine and emergency medical care costs, often with the option to add vision and dental services separately. In addition to an annual deductible, you may also pay copays and coinsurance, which are your fixed payments or percentage of a covered medical benefit after meeting the deductible. However, many preventive services may be covered for free before these are met.

GSEB 12 Science Journal [Blank+Written] {PCB} [Guj-Eng] Practical Book

In this post, I have given the GSEB 12th Science Physics, Chemistry & Biology Practical Book (Journal) (Written+Empty) PDF in both Gujarati and English Medium for Gujarat Board students.

Also, See: GSEB 11th Science Hand-Written Journal PDF

So how’s it going? I mean learning. Hope you are studying hard. That’s why you came across the VisionPapers while searching for the Physics, Chemistry or maybe Biology Journal (Practical Book) of GSEB 12th Science. Let’s not worry about that. The journal PDFs have been given in this post.

GSEB 12th Science Journal and Practical Books of Physics, Chemistry, Biology in English & Gujarati Medium

To download the GSEB STD 12 Science Practical Book, click on whatever subject you want in the table below, then click on Download Button. Then GSEB 12th Science Practical Book PDF will start downloading automatically.

GSEB 12 Science Journal {Handwritten} For Gujarati Medium

No.Gujarati Medium (Written)
1.GSEB 12th Physics Journal in Gujarati – V1
2.GSEB 12th Physics Journal in Gujarati – V2
3.GSEB 12th Chemistry Journal in Gujarati – V1
4.GSEB 12th Chemistry Journal in Gujarati – V2
5.GSEB 12th Biology Journal in Gujarati
GSEB 12th Science Lab Manual [Gujarati Medium]
ગુજરાત બોર્ડ ધોરણ ૧૨ સાયન્સ પ્રાયોગિક નોંધપોથી
V1 – Version 1 | V2 – Version 2

Also, See: GSEB 11th Science Hand-Written Journal PDF

GSEB 12 Science Journal {Handwritten} For English Medium

No.English Medium (Written)
1.GSEB 12th Physics Journal in English
2.GSEB 12th Chemistry Journal in English – V1
3.GSEB 12th Chemistry Journal in English – V2
4.GSEB 12th Biology Journal in English – V1
5.GSEB 12th Biology Journal in English – V2
GSEB 12th Lab Manual [English Medium]
Read below Notice
PCB – Physics Chemistry Biology
V1 – Version 1 | V2 – Version 2

GSEB 12th Science Journal {Blank} {Empty}

There is a shortage of the 12th Science Practical Book (Journal) in Gujarat. Due to this everybody is currently looking for the 12th Science Blank or Empty Journal PDF, but the problem is that not a single website provides an empty journal PDF to the student. To solve this problem VisionPapers has brought the GSEB 12th Science Empty (not written) Physics, Chemistry, and Biology Journal PDF for English, Gujarati, and Hindi Medium Students.

No.Gujarati Medium (Empty Journal)English Medium (Empty Journal)Hindi Medium (Empty Journal)
1.Physics JournalPhysics JournalPhysics Journal
2.Chemistry JournalChemistry JournalChemistry Journal
3.Biology JournalBiology JournalBiology Journal
Source: Gujarat Board


I hope you have downloaded the Physics, Chemistry & Biology Practical Book PDF of 12th science Gujarat Board Successfully. And if there is a problem let me know in the comments below. I will be happy to solve your problems.

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  1. ⭐ What is the 12th Science Journal Book? What is the use?

    GSEB 12th Science journal book is used to post all experiment entries in detail. It is used when you are experimenting so that you don't make a mistake.

  2. ⭐ How to Download GSEB 12th Science Journal?

    VisionPapers.in ✅ Uploaded GSEB 12th Science Journal (Practical Book) in both Gujarati & English Medium. You can download it from there.

  3. ⭐ Which Subject Journals are available on VisionPapers?

    VisionPapers has provided all three subjects- Physics, Chemistry, and Biology Journal PDFs.

  4. ⭐ Where to Download 12th Science Chemistry & Physics Journal?

    You are lucky enough because VisionPapers has uploaded the chemistry journal. So you can simply download it from VisionPapers.in

  5. ⭐ Where to Download the 12th Science Biology Practical Book?

    In this post, Biology practical book download links are provided for both English and Gujarati Mediums. Just download and fill up your practical book.

  6. ⭐ How to Download Non-Written (Blank or Empty) Journal of GSEB 12th Science?

    VisionPapers.in has Provided Blank journal PDFs. Just go and download it.

Also Share It With Your Friends :)

51 thoughts on “GSEB 12 Science Journal [Blank+Written] {PCB} [Guj-Eng] Practical Book”

        1. I can’t, but you can do one thing: finish your journal and send it to me with a high-quality scan. I will give some cash in return if the quality is good.

      1. Aree sir , akha gujarat ma phy ni journal nathi mali rahi English ma , to badha Xerox karaine ema lakhva kidhu che school thi

    1. Atyare to je che aa j che, jo tamare puri thy to tame tamari pdf send kri sko cho, ana badle tamne payment pn aapvama aavse

    1. Aapke school ke sir se baat krlo phle, vo jo kahe vahi karo.
      or blank journal official gujarat board ne jo release ki thi vahi he.

    1. I can understand your problem. but for now, I don’t have any other journals. You can send your journal after finishing it.

  1. Sir please upload new pdf of physics 12th for English medium becuse the old one has very poor quality and lack of contents in them so upload new pdf ,as soon as possible 😇

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