What Is Insurance?

Insurance is a contract, represented by a policy, in which a policyholder receives financial protection or reimbursement against losses from an insurance company. The company pools clients’ risks to make payments more affordable for the insured. Most people have some insurance: for their car, their house, their healthcare, or their life.

Insurance policies hedge against financial losses resulting from accidents, injury, or property damage. Insurance also helps cover costs associated with liability (legal responsibility) for damage or injury caused to a third party.

How Insurance Works

Many insurance policy types are available, and virtually any individual or business can find an insurance company willing to insure them—for a price. Common personal insurance policy types are auto, health, homeowners, and life insurance. Most individuals in the United States have at least one of these types of insurance, and car insurance is required by state law.

Businesses obtain insurance policies for field-specific risks, For example, a fast-food restaurant's policy may cover an employee's injuries from cooking with a deep fryer. Medical malpractice insurance covers injury- or death-related liability claims resulting from the health care provider's negligence or malpractice. A company may use an insurance broker of record to help them manage the policies of its employees. Businesses may be required by state law to buy specific insurance coverages.2


Types of Insurance

There are many different types of insurance. Let’s look at the most important.

Health Insurance

Health insurance helps cover routine and emergency medical care costs, often with the option to add vision and dental services separately. In addition to an annual deductible, you may also pay copays and coinsurance, which are your fixed payments or percentage of a covered medical benefit after meeting the deductible. However, many preventive services may be covered for free before these are met.

Neet Question Papers With Solution [2005-2019] PDFs

NEET Previous Year Question Papers with Solutions – Medical Students must practise with the NEET question papers with solution to crack the NEET exam. Solving the NEET question papers is that it allows Students to know the exam pattern, time management.

NEET Question Papers With Solution, Aipmt question papers with solution

Solving the NEET question papers is that it allows Students to know which types of questions asked in NEET Question Papers. Preparation for NEET should practise with downloaded NEET question papers. NEET previous year question papers are used for practice to measure the weightage of topics that are asked in the Neet exam. NEET question papers pdf are available on Vision Papers for practice purposes. Students can download the NEET question papers with solution on Vision Papers.

AIPMT previous year question papers with solutions pdf free download and AIPMT solved question papers free download pdf. It is not difficult to get the last 10 years and 5 years AIPMT question papers with solutions PDF. last 10 years and 5 years NEET question papers with solutions PDF. Students can download Neet Question Papers on Vision Papers.

Download Neet Question Papers With Solution

No.Question PapersTypeDownload
1.AIPMT Paper 2005Mains
Prelims
GET
GET
2.AIPMT Paper 2006GET
3.AIPMT Paper 2007GET
4.AIPMT Paper 2009GET
5.AIPMT Paper 2009GET
6.AIPMT Paper 2010Mains
Prelims
GET
GET
7.AIPMT Paper 2011Mains
Prelims
GET
GET
8.AIPMT Paper 2012Mains
Prelims
GET
GET
9.NEET Paper 2013GET
10.AIPMT Paper 2014GET
11.AIPMT Paper 2015*Leak
Retest
GET
GET
12.NEET Paper 2016Phase 1
Phase 2
GET
GET
13NEET Paper 2017GET
14.NEET Paper 2018GET
15.NEET Paper 2019GET

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