What Is Insurance?

Insurance is a contract, represented by a policy, in which a policyholder receives financial protection or reimbursement against losses from an insurance company. The company pools clients’ risks to make payments more affordable for the insured. Most people have some insurance: for their car, their house, their healthcare, or their life.

Insurance policies hedge against financial losses resulting from accidents, injury, or property damage. Insurance also helps cover costs associated with liability (legal responsibility) for damage or injury caused to a third party.

How Insurance Works

Many insurance policy types are available, and virtually any individual or business can find an insurance company willing to insure them—for a price. Common personal insurance policy types are auto, health, homeowners, and life insurance. Most individuals in the United States have at least one of these types of insurance, and car insurance is required by state law.

Businesses obtain insurance policies for field-specific risks, For example, a fast-food restaurant's policy may cover an employee's injuries from cooking with a deep fryer. Medical malpractice insurance covers injury- or death-related liability claims resulting from the health care provider's negligence or malpractice. A company may use an insurance broker of record to help them manage the policies of its employees. Businesses may be required by state law to buy specific insurance coverages.2

Types of Insurance

There are many different types of insurance. Let’s look at the most important.

Health Insurance

Health insurance helps cover routine and emergency medical care costs, often with the option to add vision and dental services separately. In addition to an annual deductible, you may also pay copays and coinsurance, which are your fixed payments or percentage of a covered medical benefit after meeting the deductible. However, many preventive services may be covered for free before these are met.

[Direct PDF] NCERT Exemplar Class 12 Books

NCERT Exemplar Class 12 Books PDF in English and Hindi Medium is a great material for the CBSE board and competitive exam preparation. The competitive exam includes JEE Main, NEET, Etc.

Download NCERT Exemplar Class 12 Books

There are download links that are provided for every subject, Click on the download button and directly download your Exemplar PDFs on your mobile. All download links are 100% safe. No Registration, Captcha, or survey required to download PDF. PDFs are uploaded to Google Drive, which is 100% safe and secure.

No.Exemplar Download
1.Class 12 Physics Exemplar
2.Class 12 Chemistry Exemplar
3.Class 12 Maths Exemplar
4.Class 12 Biology Exemplar

NCERT Exemplar Class 12 Hindi Medium contains various types of questions. Questions include Multiple-Choice Type Questions (MCQ, MCQs), Short Answer Type Questions, and Long Answer Type Questions. These types of questions help students to understand complicated concepts and improve their problem-solving skills. So this is the best source of knowledge for STD 12 Students. It can be said that class 12 is the decisive standard for students. if you want to get admission in a famous college, you need to score good marks. Because of your marks in class 12, you can decide what to do next. With the help of NCERT Exemplar Class 12 book PDF, you can better prepare for the exam. Because with the help of this you get one more chance to prepare well for the exam.

Why Solve NCERT Exemplar Class 12 Books?

These Class 12 exemplar books of NCERT have been prepared for CBSE Syllabus. These books are for the CBSE Board and the CBSE Syllabus applicable state board. These books have logical questions, by solving which you can give your best performance in the competitive exam with complete confidence. With the help of these books, the performance in your exam will improve surely. Each topic within these books is subtly explained. You can read more about NCERT, Click here

NCERT Exemplar Class 12 Book PDF Free Download,
NCERT Exemplar Class 12 in Hindi Book PDF Free Download

The formulas in the book will help you with your competitive exams. This book will help you solve your questions at a faster pace and help you sit in your exam with confidence.

NCERT Exemplar Class 12 Book contains complex questions. In this book, the topics covered in the NCERT Exemplar Class 11 Book are explained in more depth. High-level questions are given in this book. Which forces the students to think. Solving such problems will increase the logical and thinking power of the student. So that there is no doubt that will remain in the minds of the students about the questions. therefore, students can have a clear concept.

These books will help the students to prepare well for the upcoming competitive exams like JEE, NEET, etc.


  1. Where can I find NCERT Exemplar Class 12 Direct 1 PDF for Every Subject?

    On VisionPapers, You can find all NCERT Exemplar Class 12 Books Direct 1 PDF for full Exemplar Book.
    Here, You can find chapter wise and direct full subject PDF Exemplar Book.

  2. Where can I find NCERT Exemplar Class 12 Books in Hindi?

    Here, you can find all NCERT Exemplar books in Hindi Medium too.

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